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Auto Accident Lawyer In Colorado: Understanding Fault And Personal Injuries

Fault is a critical element of car accidents, and its proof is necessary before a victim can be compensated for property damage or medical bills. Sometimes, more than one person is at fault, and that can further complicate matters. In fact, the victim filing a claim could have contributed to the accident in some way, and when that happens, it affects the total sum of compensation. So, fault in car accidents in Colorado is important to understand because it determines how much a victim may receive.

At Volpe Law, our car accident attorney will review your case and follow up on any allegations of fault on your part. We take these matters seriously because we want to make sure you receive full and fair compensation for all the damages you suffered. Contact us today at or fill out our online contact form to schedule a Free 15 Minute Consultation today.


There are two different types of insurance systems when it comes to claims following a car accident: fault and no-fault.

Most states use a fault-based insurance system. This means the driver who caused the accident (or their insurer) is financially responsible for the other party’s losses.

While negligence laws vary between states, to establish fault in a car accident you generally need to show four elements:

  1. The other driver owed you a duty of care.
  2. The other driver breached that duty of care.
  3. This breach caused your injuries.
  4. You suffered losses as a result of your injuries.

Evidence such as witness statements, police reports, photographs, medical reports, and receipts may support your claim to an at-fault driver’s insurer or personal injury claim in court.


The issue of fault in a car accident is often not a black-and-white one. Both parties’ actions may have contributed to it.

When you make a claim against an at-fault party’s insurer or file a personal injury claim in court, insurance companies often allege your negligence contributed to the accident. This is to reduce their financial liability or even bar you completely from receiving any compensation.

Insurance companies do this by raising either contributory or comparative negligence. The defense available to them depends on the law of the relevant state. Colorado is a modified comparative negligence state.


Comparative fault, or comparative negligence, is a partial defense used in personal injury cases. If both parties were at fault for an accident, the court allocates their responsibility in terms of a percentage and apportions the damages accordingly.

For example, one driver changes lanes suddenly without looking and is hit by a speeding driver. Both drivers are at fault. If the first driver files a personal injury claim and the court finds their actions contributed 40% to the accident, then their damages are reduced by 40%.

However in Colorado, if you are 50% or more at fault, you cannot recover anything. See C.R.S. 13-21-111.


All types of car accidents require a finding of fault. That includes any type of auto accident involving:

  • Motorcycle accidents
  • Pedestrian accidents
  • Bicycle accidents
  • Truck accidents
  • Commercial vehicle accidents
  • Rideshare accidents
  • Public transit accidents


You’re not legally required to have a personal injury or car accident attorney in Colorado represent you when either making a claim against an insurance company or filing a personal injury lawsuit following a car accident.

However, it can be helpful to do so, especially where you sustained significant injuries as a result of the accident or the other side is arguing contributory or comparative negligence.

A lawyer can assist you to prepare your claim, including collecting the necessary evidence to prove the other driver was at fault. When allegations of contributory fault are made against you, a lawyer will work to disprove those allegations. They can also help you negotiate a settlement that adequately compensates you for your losses, and when that doesn’t happen, they can take the matter to court.


As you can see, fault can help you or work against you. Make sure it works for you. If you have been involved in a car accident and suffered damages, whether in the form of property damage and/or bodily injuries, you are entitled to compensation.

At Volpe Law, our car accident lawyer in Colorado will review your case and move forward with a strategic plan to get you the compensation you deserve. To find out how specifically we can help your car accident case, contact us today at or fill out our online contact form to schedule a Free 15 Minute Consultation.


The information contained on this website is provided for informational purposes only. It is not legal advice and should not be construed as providing legal advice on any subject matter. Laws frequently change and therefore this content is not necessarily up to date, nor comprehensive. Contact us or another attorney with any legal questions specific to your matter. You may request a consultation by completing our consultation request form.

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The material on this site and on any third-party web site link included on the Volpe Law, LLC website is for informational purposes only. Nothing on this website may be construed as legal advice. Laws frequently change and therefore this content is not necessarily up to date, nor comprehensive. Contact us or another attorney with any legal questions specific to your matter. You may request a consultation by calling us at 303-268-2867 or completing a consultation request form. Using this website, filling out any forms, or communicating with Volpe Law, LLC through this site does not form an attorney/client relationship. Your matter may be subject to time limitations. You may be barred from taking any action if you do not timely act. Using or interacting with this website does not constitute your reliance on Volpe Law, LLC to take any action to represent you or preserve any claim that you may have or may assert. Please see Terms of Use for further information.